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3 Things Not to Say or Share with Your Insurance Company

Dealing with your insurance company after a car accident can unfortunately be a stressful and sometimes difficult experience. If you are in a car accident that was someone else’s fault, not only can you possibly get financial benefits from your insurance company, but you may also be able to file a personal injury lawsuit to pursue financial compensation from the responsible party. Calling your insurance company for the first time after an accident may be overwhelming.

There are many things you should remember to tell your insurer, but there are also some things to avoid sharing. If you have been involved in a motor vehicle accident caused by another party, once you have obtained appropriate medical attention, it is strongly advisable to consult with an attorney about your legal rights and options. Contact the Green Bay personal injury lawyers of Habush Habush & Rottier S.C. ® at 800-242-2874 to explore the potential merits of legal action.

Knowing Your Position

It is easy to be intimidated by your insurance company, even though they are to be regarded as an ally. Moreover, most policyholders are unfamiliar with their rights and obligations in interactions with their insurers. Avoid committing a costly error by uttering or offering the following:

#1: “I accept your offer.”

Like any business, insurance companies want to maximize profit and will more than likely offer you a smaller amount than you need, even to the point of violating its responsibilities under your contract. Before you accept any settlement offer, ensure that you have an attorney review the proposed agreement to assess it for reasonableness and to determine whether other action may be appropriate.

#2: “The accident was my fault.”

By admitting guilt, you compromise your chance of getting any compensation from your insurance provider and in a personal injury case.

#3: Contact information for family, friends, and doctors

This information is not required, even if your insurer asks you for it. You cannot control what these individuals say, and a simple misunderstanding or misstatement could interfere with your efforts to secure the benefits that you are due.

Contact Us

Do not delay seeking financial compensation if you have been hurt in a car accident caused by another party. Contact the Green Bay injury attorneys of Habush Habush & Rottier S.C. ® by calling 800-242-2874 today.